Home Loan EMI Calculator

50,00,000
8.5%
20 Years
Monthly EMI ₹43,391
Total Interest ₹54,13,840
Total Amount ₹1,04,13,840
Loan to Value Ratio 80%

Why Choose Our Home Loan Services?

At Thane Property Hub, we partner with leading banks and financial institutions to offer you the best home loan solutions in Thane. Whether you're buying a new home, constructing a house, or looking for a balance transfer, we provide end-to-end assistance with competitive interest rates and flexible repayment options.

Our experienced loan advisors will guide you through the entire process, from document preparation to loan disbursement, ensuring a smooth and hassle-free experience.

Benefits of Our Home Loan Services

Financial Benefits

  • Lowest interest rates starting from 8.4%
  • Up to 90% financing available
  • Flexible tenure up to 30 years
  • No hidden charges or processing fees
  • Balance transfer facility available

Service Benefits

  • Quick approval within 72 hours
  • Dedicated relationship manager
  • Doorstep document collection
  • Online application tracking
  • 24/7 customer support

Simple 5-Step Loan Process

1

Application

Fill our simple online form or meet our advisor in Thane

2

Documentation

Submit required documents for verification

3

Approval

Get loan approval within 3 working days

4

Sanction

Receive loan sanction letter with terms

5

Disbursement

Loan amount disbursed directly to builder/seller

Our Banking Partners

We partner with all major banks and NBFCs to get you the best home loan deal

Required Documents

Identity & Address Proof

  • PAN Card
  • Aadhaar Card
  • Voter ID / Driving License
  • Passport (if available)
  • Latest Utility Bills

Income & Employment Proof

  • Last 3 months salary slips
  • Form 16 for last 2 years
  • Employment certificate
  • Bank statements (6 months)
  • IT Returns (last 2 years)

Property Documents (For Technical & Legal Valuation)

  • Agreement to Sell
  • Sale Deed / Conveyance Deed
  • Property Tax Receipts
  • Approved Building Plan
  • Occupancy Certificate (if ready)

Ready to Apply for Your Dream Home?

Our home loan experts in Thane will help you get the best deal with minimum documentation and quick processing.

Frequently Asked Questions

What is the maximum loan amount I can get?

The maximum loan amount depends on your income, age, existing liabilities, and property value. Typically, banks offer up to 80-90% of the property value for loans up to ₹5 crores.

What is the current home loan interest rate in Thane?

Home loan interest rates in Thane currently range from 8.4% to 9.5% depending on the bank, loan amount, tenure, and your credit score. We negotiate the best rates for our customers.

How long does it take to get a home loan approved?

With complete documentation, home loans are typically approved within 3-5 working days. The entire process from application to disbursement takes about 10-15 days.

Can I get a home loan with low CIBIL score?

Yes, we have tie-ups with banks that consider home loan applications with CIBIL scores as low as 650. However, interest rates might be slightly higher for lower credit scores.

What are the tax benefits on home loans?

Under Section 80C, you can claim deduction up to ₹1.5 lakh on principal repayment. Under Section 24, you can claim deduction up to ₹2 lakh on interest payment. Additional benefits available for first-time home buyers.